Home
& Automobile insurance

In Quebec, insuring your vehicle is mandatory, it does not mean choosing any insurer. On the contrary, we advise you to shop around for your insurance policy.

At TINA & Associés, we will guide you and make sure to choose the best insurer for your needs. Unlike other insurance companies, we will do our best to obtain all the discounts you are entitled to. At the same time, to provide you with unparalleled customer service.

Whatever your budget, we will find an insurance policy for you. Our mission is to satisfy you at the highest level, regardless of your finances.

It is also important to insure your home. Too often we see families who lose all their possessions in a fire and are not insured. Our team of professionals is at your disposal to find you the best home insurance.

Pro tip: Don’t forget to ask for the additional discount available through the combination of your home contract or your other automobiles or recreational vehicles.

Business
& Commercial insurance

At Assurexperts TINA Ciambrone & Associés, we are not just insurance experts for individuals, but also commercial & for companies.

Our team of professional brokers are able to assess your needs, regardless of the size and industry of your business. Thereafter, we will be able to properly protect your property and your liability as an entrepreneur, thanks to our wide choice of insurers.

Whether your operations are done from a business, or from your home, whether you are an association, a non-profit organization, a small expanding SME or any other form of business, our brokers will assess your needs and choose the right insurer for you!

Why do business with TINA Ciambrone? Because we will assess your needs and offer you the best solution for you.

Ask us for a quote by filling out our form and we guarantee a response within 48 hours! So contact us now for a quote!

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Recreational insurance, boats
& Recreation

At TINA Ciambrone & Associés, we do not only insure homes and automobiles, but also recreational vehicles and boats!

Take advantage of our protections at attractive rates and go on vacation with peace of mind. Quickly get a quote for your boat, trailers and more!

Our team of certified brokers offers tent-trailer or trailer (caravan) owners an excellent insurance plan that allows you to take advantage of competitive pricing!

At AssurExperts we set ourselves apart from our competition thanks to our level of expertise in insurance for recreational vehicles. We adapt to your needs by offering you the insurance that suits you best.

Our insurance plan includes:

  • Civil liability: $ 2 million
  • All risks; deductible of $ 100, $ 250 or $ 500
  • Emergency additional costs
  • Debris removal
  • Outdoor Facilities
  • FAQ rider no.27
  • Stay outside Quebec up to 180 days per year
  • Replacement value 2 years AND value without depreciation 10 years
  • Rider for repatriation of the towed vehicle
  • For content: all risks with replacement cost
  • And many other advantages

As mentioned above, at TINA Ciambrone & Associés we do not only insure cars, but also boats!

We take the time to listen to your needs and present you with a plan that will protect your assets, so you won’t have to worry about anything!

We can insure most pleasure boats:

  1. Pontoon sailboat
  2. Marine motorcycle cruiser
  3. Sport boat. And many others.

Our all-risk protection includes:

  • Public liability
  • Full or partial theft
  • Collision with the bottom
  • Vandalism
  • Fire
  • Collision on water
  • Grounding
  • Wind, hail and lightning.

For homeowners who love to travel but also like to settle down more permanently should be insured too.

Our team of experts will be happy to help you choose a plan that fits your budget.

Here is what we offer in terms of protection:

  • All-risk protection
  • Outbuildings (shed)
  • All-risk content protection
  • Additional living expenses of $ 2,000
  • Civil liability: $ 1,000,000
  • $ 300 or $ 500 deductible
  • No deductible in case of major loss
  • Replacement value on the trailer and contents
  • Covered outdoor facilities (extension, shelter)
  • Removal of debris in the event of a disaster.

One should certainly not forget the owners of fifth wheel trailers. This is why AssurExperts has designed a tailor-made program for owners of this type of vehicle.

The program includes, among others:

  • Civil liability $ 2,000,000
  • Comprehensive insurance for vehicle and contents with replacement value
  • Value without depreciation 10 years
  • Free immobilizer system
  • No deductible in case of hit-and-run or major loss
  • Discounts for FQCC members
  • Courtesy vehicle in the event of a disaster
  • Repatriation of your fifth wheel caravan in the event of a towing vehicle disaster

Nous savons à quel point c’est stressant de partir en voyage en caravane ou en roulottes. Inquiétez-vous pas nous nous occupons de tout en matière d’assurance. Peu importe votre budget votre véhicule notre équipe d’expert sont en mesure de vous concocter un plan pour vous. Contactez-nous dès maintenant pour une soumission.

Surety bond service,
RBQ licenses, permit
and license

At Assurexperts TINA Ciambrone & Associés, we do not only work in the field of home and auto insurance. We also offer the RBQ license, permit and license bonding service.

Since September 25, 2008, the license bond from the Régie du bâtiment du Québec (RBQ) is mandatory for all contractors. What is it about? A financial guarantee available to the entrepreneur to guarantee the fulfillment of its contractual obligations towards these customers.

There are two types of bonds:

  1. This concerns the construction industry. This bond guarantees that the contractor will do his work.
  2. The second refers to the obligations of licenses and permits. The bond assures the company that its activities will comply with the laws and regulations in force.

The entrepreneurs who use this bond the most are those who have to respond to calls for tenders.

Here is a list of factors for the surety company to consider:

  • the reputation
  • competence and experience
  • financial history
  • the credit report
  • credit reports
  • banking operations
  • the clauses of the specifications
  • plans and specifications
  • the various laws and regulations

Our experienced brokers will be happy to guide you in your steps to obtain a bond. In addition, we have the resources to offer you sound advice and to negotiate the best issuance conditions according to your needs.